PRUEzy Life

Malaysian citizens ANB 19 to 55 who are UOB Malaysia customers and residing in Malaysia.

Annual premium
The yearly premium amount varies according to your ANB and selected plan. The renewal premiums for subsequent years will be adjusted according to ANB at certificate anniversary. The premiums are not guaranteed and may be revised at certificate anniversary by giving you at least 90 days prior written notice.

Payment mode
Annual payment via Malaysian Debit/Credit Card (Visa/Mastercard) only

Renewable annually up to ANB 56.

Note: Certificate renewal is not guaranteed. Prudential Assurance Malaysia Berhad (PAMB) reserves the right to discontinue this insurance product by giving you
not less than 30 days written notice prior to certificate anniversary.

1. Suicide - If death was due to suicide within the one year from the effective date of the certificate, all premiums paid will be returned without interest.
   
2. Total and Permanent Disability (TPD) Benefit is not payable if the disability is directly or indirectly caused by:
   
   1. any pre-existing conditions;
      
   2. any attempted suicide or self-inflicted injury whether attempted/inflicted while sane or insane;
      
   3. any travelling in an aircraft other than as a pilot or a member of a crew or a fare paying passenger in a commercial aircraft licensed for passenger service on scheduled flights over established routes only; or
      
   4. any participation in any aerial sporting activities such as hang-gliding, ballooning, parachuting, sky-diving, bungee jumping and other such similar activities.
      
3. Accidental Death Benefits are not payable if it is caused directly or indirectly by:
   
   1. any attempted suicide or self-inflicted injury whether attempted/inflicted while sane or insane;
      
   2. breaking or trying to break any law or to resist arrest;
      
   3. pre-existing physical or mental illness or infirmity;
      
   4. war, invasion, act of foreign enemy, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power, taking part in riot, strike or civil commotion;
      
   5. engaging in or taking part in professional sports, scuba diving, racing of any kind, aerial flights (including bungee jumping, hang-gliding, ballooning, parachuting and sky-diving) other than as a crew member of or as a fare-paying passenger on a licensed passenger-carrying commercial aircraft operating on a regular scheduled route or any dangerous activities or sports;
      
   6. pregnancy, childbirth, miscarriage or any related complications; or
      
   7. misuse or abuse of alcohol, or misuse or abuse of drugs.
       

Note: This list is non-exhaustive. Please refer to Product Disclosure Sheet for further information.